Estate Tax Planning Attorney in Cooper City, Florida
Estate tax planning minimizes federal estate taxes using strategies like lifetime gifting, irrevocable trusts, charitable giving, and portability for married couples. Florida has no state estate tax, but federal taxes apply to larger estates. Mark Mastrarrigo P.A. helps high-net-worth Cooper City and Broward County clients develop tax-efficient estate plans that preserve more wealth for beneficiaries and reduce tax burdens.
When This Service Is Needed
- Your estate exceeds or approaches the federal estate tax exemption threshold
- You want to maximize the assets passing to your beneficiaries
- You are married and want to preserve estate tax exemption portability
- You own a business or real estate with significant appreciation potential
How This Fits Into Your Estate Plan
Estate tax planning integrates with all aspects of estate planning, including wills, trusts, asset protection, and business succession. Tax-efficient strategies often overlap with asset protection goals, and business succession planning requires careful coordination with estate tax rules. A comprehensive approach ensures every element works together to minimize taxes while achieving your wealth transfer and protection objectives.
Preserving Your Legacy
While Florida has no state estate tax, federal estate taxes can significantly reduce what passes to your heirs. Proper planning can minimize this impact while achieving other estate planning goals.
Mark Mastrarrigo P.A. helps high-net-worth individuals and families in Cooper City and Broward County develop tax-efficient estate plans that preserve wealth for future generations.
Tax Planning Strategies
- Lifetime Gifting – Use annual gift exclusions to transfer wealth tax-free
- Irrevocable Trusts – Remove assets from your taxable estate
- Charitable Planning – Reduce taxes while supporting causes you care about
- Portability Planning – Maximize exemptions for married couples
Integration with Estate Plan
Tax planning works best when integrated with your overall estate plan, including asset protection, business succession, and family dynamics considerations.
Frequently Asked Questions
Does Florida have an estate tax?
No. Florida does not have a state estate tax or inheritance tax. However, federal estate taxes may apply to estates exceeding the federal exemption amount.
What is the federal estate tax exemption?
The federal estate tax exemption for 2025 is $13.61 million per person ($27.22 million for married couples). This exemption is scheduled to decrease to approximately $7 million per person in 2026 unless Congress extends it. Florida has no state estate tax, but federal estate tax planning remains important for larger estates.
What strategies reduce estate taxes?
Common strategies include lifetime gifting, irrevocable trusts, charitable giving, and proper use of portability between spouses. The right approach depends on your specific situation and goals.
What is portability for married couples?
Portability allows a surviving spouse to use the deceased spouse's unused estate tax exemption, potentially doubling the amount that can pass tax-free. Proper planning and timely filing are required.
Should I do estate tax planning if I'm below the exemption?
Possibly. The exemption amount may decrease in the future, and some planning strategies provide benefits beyond tax savings, such as asset protection and control over distributions.
Related Services
Discuss Tax Planning
Contact our Cooper City office to explore estate tax planning strategies for your situation.
5500 South Flamingo Road, Suite 205, Cooper City, FL 33330
(954) 820-8535Last reviewed: February 2026
Minimize Estate Taxes
Schedule a consultation to discuss tax-efficient estate planning.